United Way of Central Florida

Small Spending Changes Create a Brighter Future for Single Mother



United Way Solutions Increasing Family Financial Stability


Challenged with crushing medical debt and childcare, Monika, a 26 year-old single mother of two, was suddently faced with an even bigger challenge --a broken down vehicle and the reality she needed a new car. She was suddenly without transportation, struggling to get the kids to school and herself to work, in order to feed and nurture her family. Monika had no savings and no plan. In the months following, we found out what Monika did have-- it was a willingness to create a better life for herself and her family and the determination to make that happen.


United Way funded services provided job search support that helped Monika land a part-time position at Publix and she set a goal to earn a full-time position in the Publix Bakery. She continued to prove herself a hard worker. She used public transporation and help from a friend for a while. At the same time, she began tracking her daily expenses and learned how to make small changes to what she was spending each week. After just a few weeks in a Financial Fitness program, Monika has learned more about banking, interest, loans and credit repair. She says her favorite aspect has been "using the Spending Log, I can see what I do with my money and I'm creating a savings plan that works with my income." She purchases clothing on clearance now and teaches her son to save and consider his options before purchasing those Nike sneakers he wants.


For the first time in her life Monika has saved over $450. She's inspired by her progress and plans to keep saving to create a brighter future. She has goals to improve her credit and own her own home. Today, Monika is achieving her dreams of greater financial stability. She saves at least $25 per paycheck and is looking to save even more in the near future. Through hard work, she landed that full-time job at Publix and is now up for a promotion. Monika beams a smile that lights up the room as she explains the pride felt as a Publix Associate--so grateful to be part of the Publix team, proudly supporting their corporate culture of giving--Monika is also proud of herself for achieving a better position and the ability to purchase more Publix stock. 


providing solutions that stregthen communities

United Way in partnership with Money Smart Literacy, UWCF Financial Stability Partnership



United Way | Income


About the United Way Financial Stability Partnership

Working collectively, UWCF Financial Stability Partnership works to guide hard working families in steps necessary to create financial stability--and as they gain financial stability, the partnership helps them plan for and accomplish their long-term financial goals--ultimately strengthening the workforce and our community.


Our Footprint & Results

20 partners2 workplaces across the tri-county area

3,291 heads of household worked toward greater financial stabilty

4,609 children in these households have an opportunity for a better quality of life


Great things happen when we live united.  You make it possible!

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Event Calendar

Mar 12/18 - Apr 12/18 12:00 PM - 01:00 PM Build United- Register a Team Today!
Apr 03/18 12:00 PM - 01:00 PM Tocqueville Tuesdays - Bonnet Springs Park
Apr 19/18 09:00 AM - 11:00 AM Infant Massage at Family Fundamentals
Apr 19/18 12:00 PM - 01:00 PM Board of Directors Meetings

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Polk, Hardee and Highlands Counties, Florida | Phone: 863-648-1500 | PO Box 1357, Highland City, FL 33846 Physical Location
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